KingNerd

Disclaimers

Effective date: 14 July 2026

These disclaimers apply to all applications and services developed and published by KingNerd ("KingNerd", "we", "us", or "our"), and to this website. The financial disclaimer below applies specifically to our financial and investment-related applications, including Theta Pilot and the financial calculators, reports, and tax tools in HomePerty.

These disclaimers should be read together with our Terms of Service and Privacy Policy, of which they form a part.

General disclaimer

KingNerd applications and this website are provided for general informational and organisational purposes. While we make reasonable efforts to ensure that our software functions as described and that information is accurate, we make no warranty or guarantee that the software will be uninterrupted, error-free, or fit for any particular purpose. Any reliance you place on our software or its output is strictly at your own risk.

No professional relationship

Use of a KingNerd application does not create any professional, advisory, or fiduciary relationship between you and KingNerd. Our software does not replace advice from a qualified professional. Where a decision may have financial, legal, tax, medical, safety, or other significant consequences, you should consult an appropriately qualified professional before acting.

Financial disclaimer — educational purposes only

Theta Pilot and our other financial applications are designed as educational and portfolio-management tools. They help users organise information, calculate trading and portfolio metrics, monitor positions, and improve trading discipline. They are not intended to provide, and do not provide, investment advice.

No financial advice

Nothing displayed within a KingNerd application — including calculations, recommendations, notifications, scores, ratings, portfolio analysis, trade suggestions, or coaching messages — should be interpreted or relied upon as any of the following:

All information is provided for informational and educational purposes only. KingNerd is not a broker, dealer, investment adviser, tax adviser, or financial planner, and is not registered or licensed as such.

User responsibility

Every investment and financial decision remains entirely the responsibility of the user. Users should perform their own research, verify all information independently, and consult qualified professionals where appropriate. KingNerd does not make trading or investment decisions on behalf of users, and does not execute, place, or manage any trades.

Market risk

Financial markets involve substantial risk. Investing and options trading may result in the partial or total loss of invested capital, and in some circumstances losses may exceed the amount originally invested. Past performance is not a reliable indicator of, and does not guarantee, future results. No software can predict future market movements with certainty.

Software limitations

KingNerd applications perform calculations using information provided by the user together with available market data. Although we make reasonable efforts to ensure accuracy, calculations, market data, estimates, and outputs may contain errors, omissions, or delays, and may become outdated. Users should always verify critical information from independent sources before making any financial decision.

Third-party data

Applications may use information obtained from third-party providers, such as financial market-data services. KingNerd does not control and does not guarantee the accuracy, completeness, timeliness, or availability of third-party information, and is not responsible for any decision made in reliance on it.

Limitation of liability

To the fullest extent permitted by law, KingNerd shall not be responsible or liable for any losses, damages, or expenses arising out of or relating to the use of, or inability to use, the software. This includes, without limitation:

Nothing in this disclaimer excludes or limits any liability that cannot lawfully be excluded or limited.

Acceptance

By installing or using any KingNerd application, you acknowledge that you have read, understood, and accepted these disclaimers, together with our Terms of Service and Privacy Policy.

Contact

Questions regarding these disclaimers may be sent to kingnerdishere@gmail.com.